Loans portfolio Mon 11-Jun-2012

Income by portfolio

ID993269: Rs 0.9 cr,0.4% Income ID189549: Rs 0.9 cr,22.1% Income ID348496: Rs 0.7 cr,4.6% Income ID330084: Rs 0.5 cr,4.9% Income ID882534: Rs 0.3 cr,3.8% Income ID418529: Rs 0.3 cr,33.3% Income Flexiloans: Rs 3.7 cr,9.8% Income Flexiloans ID516797: Rs 1.0 cr,20.1% Income ID482096: Rs 0.9 cr,18.3% Income ID644045: Rs 0.6 cr,12.4% Income ID422692: Rs 0.6 cr,18.5% Income ID466593: Rs 0.2 cr,24.5% Income ID849683: Rs 0.1 cr,25.2% Income ID278255: Rs 0.1 cr,20.0% Income Credit card: Rs 3.6 cr,18.4% Income Credit card ID842388: Rs 0.9 cr,9.5% Income ID538267: Rs 0.7 cr,6.4% Income ID197980: Rs 0.6 cr,16.1% Income ID935716: Rs 0.5 cr,8.0% Income ID239322: Rs 0.4 cr,4.7% Income ID409668: Rs 0.1 cr,8.5% Income Staff loans: Rs 3.2 cr,9.1% Income Staff loans ID481389: Rs 1.0 cr,4.1% Income ID966544: Rs 0.8 cr,18.0% Income ID251852: Rs 0.6 cr,21.5% Income ID288580: Rs 0.3 cr,14.3% Income ID261385: Rs 0.2 cr,14.5% Income ID616448: Rs 0.2 cr,20.4% Income Personal: Rs 3.1 cr,13.7% Income Personal ID679159: Rs 0.7 cr,3.2% Income ID894186: Rs 0.5 cr,8.8% Income ID983269: Rs 0.4 cr,23.5% Income ID566777: Rs 0.2 cr,14.6% Income ID950092: Rs 0.2 cr,3.7% Income Car loans: Rs 2.0 cr,9.6% Income Car loans ID913125: Rs 0.6 cr,11.6% Income ID161148: Rs 0.3 cr,26.6% Income ID819843: Rs 0.2 cr,7.5% Income ID628781: Rs 0.2 cr,26.8% Income ID271030: Rs 0.1 cr,3.3% Income Housing: Rs 1.4 cr,15.3% Income Housing ID167592: Rs 0.7 cr,9.1% Income ID943145: Rs 0.2 cr,14.7% Income ID589124: Rs 0.1 cr,3.1% Income ID217026: Rs 0.1 cr,1.0% Income Share loans: Rs 1.1 cr,8.4% Income Share loans Retail: Rs 18.1 cr,12.4% Income Retail ID431431: Rs 0.6 cr,8.0% Income ID576315: Rs 0.5 cr,6.1% Income ID902964: Rs 0.5 cr,2.6% Income ID934448: Rs 0.4 cr,15.2% Income ID141220: Rs 0.4 cr,20.8% Income ID584013: Rs 0.2 cr,13.5% Income ID879166: Rs 0.1 cr,4.3% Income Plantation: Rs 2.7 cr,9.9% Income Plantation ID285193: Rs 0.7 cr,10.4% Income ID936113: Rs 0.6 cr,2.8% Income ID907525: Rs 0.6 cr,4.0% Income ID245895: Rs 0.2 cr,19.0% Income ID595431: Rs 0.2 cr,18.0% Income ID827789: Rs 0.1 cr,1.0% Income Small transport: Rs 2.5 cr,7.7% Income Small transport ID396554: Rs 0.9 cr,3.1% Income ID817973: Rs 0.4 cr,1.9% Income ID589065: Rs 0.3 cr,7.9% Income ID609105: Rs 0.2 cr,14.2% Income ID103271: Rs 0.2 cr,13.4% Income ID529562: Rs 0.1 cr,19.2% Income ID888096: Rs 0.1 cr,8.8% Income Other: Rs 2.3 cr,6.5% Income Other ID429792: Rs 0.5 cr,17.1% Income ID308899: Rs 0.5 cr,4.3% Income ID751696: Rs 0.2 cr,8.8% Income ID731996: Rs 0.2 cr,2.4% Income ID996499: Rs 0.2 cr,21.9% Income ID587018: Rs 0.1 cr,7.8% Income ID402768: Rs 0.1 cr,18.8% Income SSI: Rs 1.9 cr,11.2% Income SSI ID839090: Rs 0.7 cr,3.5% Income ID457508: Rs 0.4 cr,4.8% Income ID456009: Rs 0.2 cr,7.6% Income ID862576: Rs 0.2 cr,2.8% Income ID965610: Rs 0.1 cr,16.2% Income Agri-allied: Rs 1.7 cr,5.3% Income Agri-allied ID108507: Rs 0.6 cr,0.6% Income ID633262: Rs 0.5 cr,13.1% Income ID136227: Rs 0.4 cr,2.7% Income ID346429: Rs 0.2 cr,10.8% Income Elec Board: Rs 1.7 cr,6.1% Income Elec Board ID117680: Rs 0.7 cr,17.1% Income ID307481: Rs 0.6 cr,0.4% Income ID182446: Rs 0.1 cr,8.5% Income ID682938: Rs 0.1 cr,9.1% Income ID643171: Rs 0.1 cr,1.9% Income Agriculture: Rs 1.6 cr,9.1% Income Agriculture ID414371: Rs 0.5 cr,0.8% Income ID381294: Rs 0.2 cr,4.4% Income ID481770: Rs 0.2 cr,0.4% Income ID651964: Rs 0.1 cr,19.9% Income Education: Rs 1.1 cr,4.0% Income Education ID908717: Rs 0.5 cr,0.0% Income ID580690: Rs 0.3 cr,19.0% Income ID413894: Rs 0.1 cr,16.9% Income ID947768: Rs 0.1 cr,6.7% Income Crop: Rs 1.1 cr,9.0% Income Crop Priority sector: Rs 16.5 cr,7.9% Income Priority sector ID695089: Rs 0.9 cr,20.6% Income ID673826: Rs 0.7 cr,10.9% Income ID238483: Rs 0.7 cr,2.1% Income ID751533: Rs 0.6 cr,7.6% Income ID186221: Rs 0.6 cr,7.0% Income ID358147: Rs 0.6 cr,9.1% Income ID633333: Rs 0.2 cr,26.1% Income Cash credit: Rs 4.3 cr,10.9% Income Cash credit ID223470: Rs 0.8 cr,9.0% Income ID442578: Rs 0.5 cr,8.4% Income ID243957: Rs 0.4 cr,22.2% Income ID692385: Rs 0.4 cr,11.9% Income ID478650: Rs 0.2 cr,17.4% Income ID254982: Rs 0.1 cr,12.0% Income WCTL: Rs 2.4 cr,12.3% Income WCTL ID154480: Rs 0.7 cr,23.6% Income ID140213: Rs 0.4 cr,20.5% Income ID539185: Rs 0.4 cr,13.6% Income ID157995: Rs 0.3 cr,21.1% Income ID955802: Rs 0.2 cr,29.3% Income ID439957: Rs 0.1 cr,27.9% Income Infra loan: Rs 2.1 cr,21.7% Income Infra loan ID613634: Rs 0.7 cr,14.3% Income ID623190: Rs 0.7 cr,1.2% Income ID818189: Rs 0.6 cr,2.1% Income ID170299: Rs 0.1 cr,0.1% Income Foreign loan: Rs 2.1 cr,6.1% Income Foreign loan ID513411: Rs 0.6 cr,8.0% Income ID453167: Rs 0.5 cr,12.0% Income ID498355: Rs 0.4 cr,8.7% Income ID595877: Rs 0.2 cr,5.8% Income ID783997: Rs 0.1 cr,5.2% Income ID301403: Rs 0.1 cr,11.0% Income Term loan: Rs 2.1 cr,8.9% Income Term loan ID541991: Rs 1.0 cr,7.9% Income ID607837: Rs 0.3 cr,1.3% Income ID573567: Rs 0.2 cr,4.3% Income ID834223: Rs 0.1 cr,24.7% Income Overdraft: Rs 1.5 cr,7.5% Income Overdraft ID907493: Rs 0.5 cr,20.7% Income ID307083: Rs 0.3 cr,1.9% Income ID164176: Rs 0.2 cr,6.8% Income ID391715: Rs 0.1 cr,25.6% Income ID795004: Rs 0.1 cr,14.1% Income ID536062: Rs 0.1 cr,5.6% Income WCDL: Rs 1.4 cr,13.1% Income WCDL Commercial: Rs 15.9 cr,11.5% Income Commercial ID903593: Rs 0.8 cr,3.0% Income ID771042: Rs 0.8 cr,9.7% Income ID970326: Rs 0.3 cr,12.5% Income ID609247: Rs 0.2 cr,15.4% Income ID713167: Rs 0.1 cr,6.2% Income Packing Credit (Rs): Rs 2.1 cr,7.8% Income Packing Credit (Rs) ID209604: Rs 0.6 cr,2.6% Income ID990937: Rs 0.5 cr,12.4% Income ID754000: Rs 0.3 cr,0.0% Income ID235518: Rs 0.3 cr,16.7% Income ID372350: Rs 0.2 cr,1.2% Income ID772818: Rs 0.1 cr,4.3% Income Foreign bills (FC): Rs 2.0 cr,6.6% Income Foreign bills (FC) ID873576: Rs 0.8 cr,5.6% Income ID494928: Rs 0.5 cr,5.7% Income ID344053: Rs 0.4 cr,7.8% Income ID156675: Rs 0.3 cr,15.7% Income ID159928: Rs 0.1 cr,29.3% Income LG: Rs 2.0 cr,8.7% Income LG ID639024: Rs 0.8 cr,1.0% Income ID936205: Rs 0.3 cr,26.9% Income ID903948: Rs 0.3 cr,0.2% Income ID289847: Rs 0.2 cr,12.1% Income ID149925: Rs 0.2 cr,29.2% Income ID421423: Rs 0.1 cr,5.2% Income Inland bills: Rs 2.0 cr,10.2% Income Inland bills ID768647: Rs 0.5 cr,1.0% Income ID673275: Rs 0.4 cr,8.0% Income ID175947: Rs 0.3 cr,12.8% Income ID879919: Rs 0.1 cr,20.8% Income ID925358: Rs 0.1 cr,5.5% Income Foreign bills (Rs): Rs 1.4 cr,7.6% Income Foreign bills (Rs) ID836486: Rs 0.6 cr,10.6% Income ID856254: Rs 0.4 cr,14.0% Income ID100246: Rs 0.2 cr,6.6% Income ID191579: Rs 0.1 cr,2.5% Income LC: Rs 1.3 cr,10.5% Income LC ID727649: Rs 0.3 cr,14.9% Income ID916044: Rs 0.3 cr,15.3% Income ID296710: Rs 0.2 cr,5.2% Income ID254977: Rs 0.1 cr,9.4% Income ID276316: Rs 0.1 cr,0.4% Income ID735296: Rs 0.1 cr,17.7% Income Packing Credit (FC): Rs 1.1 cr,11.2% Income Packing Credit (FC) Trade: Rs 12.0 cr,8.7% Income Trade

Explanation

The above treemap shows Income as a percentage of balance for each loan, grouped by product and type.

The size of the square is proportional to the outstanding balance of the portfolio. The colour gradient indicates the Income%: 0% 10% 20%

The largest red loan blocks show areas of poor performance, and require attention. The largest green loan blocks show areas of high performance, and suggest further study. Small blocks may be ignored, as they are relatively less important.

NPA by portfolio

ID993269: Rs 0.9 cr,0.0% NPA ID189549: Rs 0.9 cr,0.0% NPA ID348496: Rs 0.7 cr,0.0% NPA ID330084: Rs 0.5 cr,0.0% NPA ID882534: Rs 0.3 cr,0.0% NPA ID418529: Rs 0.3 cr,0.0% NPA Flexiloans: Rs 3.7 cr,0.0% NPA Flexiloans ID516797: Rs 1.0 cr,0.0% NPA ID482096: Rs 0.9 cr,0.0% NPA ID644045: Rs 0.6 cr,0.0% NPA ID422692: Rs 0.6 cr,0.0% NPA ID466593: Rs 0.2 cr,0.0% NPA ID849683: Rs 0.1 cr,0.0% NPA ID278255: Rs 0.1 cr,100.0% NPA Credit card: Rs 3.6 cr,3.0% NPA Credit card ID842388: Rs 0.9 cr,0.0% NPA ID538267: Rs 0.7 cr,0.0% NPA ID197980: Rs 0.6 cr,100.0% NPA ID935716: Rs 0.5 cr,0.0% NPA ID239322: Rs 0.4 cr,0.0% NPA ID409668: Rs 0.1 cr,0.0% NPA Staff loans: Rs 3.2 cr,17.7% NPA Staff loans ID481389: Rs 1.0 cr,100.0% NPA ID966544: Rs 0.8 cr,0.0% NPA ID251852: Rs 0.6 cr,0.0% NPA ID288580: Rs 0.3 cr,0.0% NPA ID261385: Rs 0.2 cr,0.0% NPA ID616448: Rs 0.2 cr,0.0% NPA Personal: Rs 3.1 cr,32.8% NPA Personal ID679159: Rs 0.7 cr,0.0% NPA ID894186: Rs 0.5 cr,0.0% NPA ID983269: Rs 0.4 cr,0.0% NPA ID566777: Rs 0.2 cr,0.0% NPA ID950092: Rs 0.2 cr,0.0% NPA Car loans: Rs 2.0 cr,0.0% NPA Car loans ID913125: Rs 0.6 cr,0.0% NPA ID161148: Rs 0.3 cr,0.0% NPA ID819843: Rs 0.2 cr,0.0% NPA ID628781: Rs 0.2 cr,0.0% NPA ID271030: Rs 0.1 cr,0.0% NPA Housing: Rs 1.4 cr,0.0% NPA Housing ID167592: Rs 0.7 cr,0.0% NPA ID943145: Rs 0.2 cr,0.0% NPA ID589124: Rs 0.1 cr,0.0% NPA ID217026: Rs 0.1 cr,0.0% NPA Share loans: Rs 1.1 cr,0.0% NPA Share loans Retail: Rs 18.1 cr,9.4% NPA Retail ID431431: Rs 0.6 cr,0.0% NPA ID576315: Rs 0.5 cr,0.0% NPA ID902964: Rs 0.5 cr,0.0% NPA ID934448: Rs 0.4 cr,0.0% NPA ID141220: Rs 0.4 cr,0.0% NPA ID584013: Rs 0.2 cr,0.0% NPA ID879166: Rs 0.1 cr,0.0% NPA Plantation: Rs 2.7 cr,0.0% NPA Plantation ID285193: Rs 0.7 cr,0.0% NPA ID936113: Rs 0.6 cr,0.0% NPA ID907525: Rs 0.6 cr,0.0% NPA ID245895: Rs 0.2 cr,0.0% NPA ID595431: Rs 0.2 cr,0.0% NPA ID827789: Rs 0.1 cr,0.0% NPA Small transport: Rs 2.5 cr,0.0% NPA Small transport ID396554: Rs 0.9 cr,0.0% NPA ID817973: Rs 0.4 cr,0.0% NPA ID589065: Rs 0.3 cr,0.0% NPA ID609105: Rs 0.2 cr,0.0% NPA ID103271: Rs 0.2 cr,0.0% NPA ID529562: Rs 0.1 cr,0.0% NPA ID888096: Rs 0.1 cr,0.0% NPA Other: Rs 2.3 cr,0.0% NPA Other ID429792: Rs 0.5 cr,0.0% NPA ID308899: Rs 0.5 cr,0.0% NPA ID751696: Rs 0.2 cr,0.0% NPA ID731996: Rs 0.2 cr,0.0% NPA ID996499: Rs 0.2 cr,0.0% NPA ID587018: Rs 0.1 cr,0.0% NPA ID402768: Rs 0.1 cr,0.0% NPA SSI: Rs 1.9 cr,0.0% NPA SSI ID839090: Rs 0.7 cr,0.0% NPA ID457508: Rs 0.4 cr,0.0% NPA ID456009: Rs 0.2 cr,0.0% NPA ID862576: Rs 0.2 cr,0.0% NPA ID965610: Rs 0.1 cr,0.0% NPA Agri-allied: Rs 1.7 cr,0.0% NPA Agri-allied ID108507: Rs 0.6 cr,0.0% NPA ID633262: Rs 0.5 cr,0.0% NPA ID136227: Rs 0.4 cr,0.0% NPA ID346429: Rs 0.2 cr,100.0% NPA Elec Board: Rs 1.7 cr,11.6% NPA Elec Board ID117680: Rs 0.7 cr,0.0% NPA ID307481: Rs 0.6 cr,0.0% NPA ID182446: Rs 0.1 cr,0.0% NPA ID682938: Rs 0.1 cr,0.0% NPA ID643171: Rs 0.1 cr,0.0% NPA Agriculture: Rs 1.6 cr,0.0% NPA Agriculture ID414371: Rs 0.5 cr,0.0% NPA ID381294: Rs 0.2 cr,0.0% NPA ID481770: Rs 0.2 cr,0.0% NPA ID651964: Rs 0.1 cr,0.0% NPA Education: Rs 1.1 cr,0.0% NPA Education ID908717: Rs 0.5 cr,0.0% NPA ID580690: Rs 0.3 cr,0.0% NPA ID413894: Rs 0.1 cr,0.0% NPA ID947768: Rs 0.1 cr,0.0% NPA Crop: Rs 1.1 cr,0.0% NPA Crop Priority sector: Rs 16.5 cr,1.2% NPA Priority sector ID695089: Rs 0.9 cr,0.0% NPA ID673826: Rs 0.7 cr,0.0% NPA ID238483: Rs 0.7 cr,0.0% NPA ID751533: Rs 0.6 cr,0.0% NPA ID186221: Rs 0.6 cr,0.0% NPA ID358147: Rs 0.6 cr,0.0% NPA ID633333: Rs 0.2 cr,0.0% NPA Cash credit: Rs 4.3 cr,0.0% NPA Cash credit ID223470: Rs 0.8 cr,0.0% NPA ID442578: Rs 0.5 cr,0.0% NPA ID243957: Rs 0.4 cr,0.0% NPA ID692385: Rs 0.4 cr,0.0% NPA ID478650: Rs 0.2 cr,0.0% NPA ID254982: Rs 0.1 cr,0.0% NPA WCTL: Rs 2.4 cr,0.0% NPA WCTL ID154480: Rs 0.7 cr,0.0% NPA ID140213: Rs 0.4 cr,0.0% NPA ID539185: Rs 0.4 cr,100.0% NPA ID157995: Rs 0.3 cr,0.0% NPA ID955802: Rs 0.2 cr,0.0% NPA ID439957: Rs 0.1 cr,0.0% NPA Infra loan: Rs 2.1 cr,17.9% NPA Infra loan ID613634: Rs 0.7 cr,100.0% NPA ID623190: Rs 0.7 cr,0.0% NPA ID818189: Rs 0.6 cr,0.0% NPA ID170299: Rs 0.1 cr,0.0% NPA Foreign loan: Rs 2.1 cr,35.6% NPA Foreign loan ID513411: Rs 0.6 cr,0.0% NPA ID453167: Rs 0.5 cr,0.0% NPA ID498355: Rs 0.4 cr,0.0% NPA ID595877: Rs 0.2 cr,0.0% NPA ID783997: Rs 0.1 cr,0.0% NPA ID301403: Rs 0.1 cr,100.0% NPA Term loan: Rs 2.1 cr,6.8% NPA Term loan ID541991: Rs 1.0 cr,0.0% NPA ID607837: Rs 0.3 cr,100.0% NPA ID573567: Rs 0.2 cr,0.0% NPA ID834223: Rs 0.1 cr,0.0% NPA Overdraft: Rs 1.5 cr,19.6% NPA Overdraft ID907493: Rs 0.5 cr,0.0% NPA ID307083: Rs 0.3 cr,0.0% NPA ID164176: Rs 0.2 cr,0.0% NPA ID391715: Rs 0.1 cr,0.0% NPA ID795004: Rs 0.1 cr,100.0% NPA ID536062: Rs 0.1 cr,0.0% NPA WCDL: Rs 1.4 cr,7.9% NPA WCDL Commercial: Rs 15.9 cr,10.4% NPA Commercial ID903593: Rs 0.8 cr,0.0% NPA ID771042: Rs 0.8 cr,0.0% NPA ID970326: Rs 0.3 cr,0.0% NPA ID609247: Rs 0.2 cr,0.0% NPA ID713167: Rs 0.1 cr,0.0% NPA Packing Credit (Rs): Rs 2.1 cr,0.0% NPA Packing Credit (Rs) ID209604: Rs 0.6 cr,0.0% NPA ID990937: Rs 0.5 cr,0.0% NPA ID754000: Rs 0.3 cr,0.0% NPA ID235518: Rs 0.3 cr,0.0% NPA ID372350: Rs 0.2 cr,0.0% NPA ID772818: Rs 0.1 cr,0.0% NPA Foreign bills (FC): Rs 2.0 cr,0.0% NPA Foreign bills (FC) ID873576: Rs 0.8 cr,0.0% NPA ID494928: Rs 0.5 cr,100.0% NPA ID344053: Rs 0.4 cr,0.0% NPA ID156675: Rs 0.3 cr,0.0% NPA ID159928: Rs 0.1 cr,0.0% NPA LG: Rs 2.0 cr,24.7% NPA LG ID639024: Rs 0.8 cr,100.0% NPA ID936205: Rs 0.3 cr,100.0% NPA ID903948: Rs 0.3 cr,100.0% NPA ID289847: Rs 0.2 cr,0.0% NPA ID149925: Rs 0.2 cr,0.0% NPA ID421423: Rs 0.1 cr,0.0% NPA Inland bills: Rs 2.0 cr,70.6% NPA Inland bills ID768647: Rs 0.5 cr,0.0% NPA ID673275: Rs 0.4 cr,0.0% NPA ID175947: Rs 0.3 cr,0.0% NPA ID879919: Rs 0.1 cr,100.0% NPA ID925358: Rs 0.1 cr,0.0% NPA Foreign bills (Rs): Rs 1.4 cr,8.9% NPA Foreign bills (Rs) ID836486: Rs 0.6 cr,0.0% NPA ID856254: Rs 0.4 cr,0.0% NPA ID100246: Rs 0.2 cr,0.0% NPA ID191579: Rs 0.1 cr,0.0% NPA LC: Rs 1.3 cr,0.0% NPA LC ID727649: Rs 0.3 cr,0.0% NPA ID916044: Rs 0.3 cr,0.0% NPA ID296710: Rs 0.2 cr,100.0% NPA ID254977: Rs 0.1 cr,0.0% NPA ID276316: Rs 0.1 cr,100.0% NPA ID735296: Rs 0.1 cr,0.0% NPA Packing Credit (FC): Rs 1.1 cr,29.6% NPA Packing Credit (FC) Trade: Rs 12.0 cr,19.5% NPA Trade

Explanation

The above treemap shows NPA as a percentage of balance for each loan, grouped by product and type.

The size of the square is proportional to the outstanding balance of the portfolio. The colour gradient indicates the NPA%: 30% 15% 0%

The largest red loan blocks show areas of poor performance, and require attention. The largest green loan blocks show areas of high performance, and suggest further study. Small blocks may be ignored, as they are relatively less important.

Product performance

Category Product Balance (Rs cr) Income % NPA %
Commercial Cash credit 4.3 10.9 0.0
Commercial WCDL 1.4 13.1 7.9
Commercial WCTL 2.4 12.3 0.0
Commercial Overdraft 1.5 7.5 19.6
Commercial Term loan 2.1 8.9 6.8
Commercial Foreign loan 2.1 6.1 35.6
Commercial Infra loan 2.1 21.7 17.9
Trade Packing Credit (Rs) 2.1 7.8 0.0
Trade Packing Credit (FC) 1.1 11.2 29.6
Trade Inland bills 2.0 10.2 70.6
Trade Foreign bills (Rs) 1.4 7.6 8.9
Trade Foreign bills (FC) 2.0 6.6 0.0
Trade LC 1.3 10.5 0.0
Trade LG 2.0 8.7 24.7
Priority sector Agriculture 1.6 9.1 0.0
Priority sector Agri-allied 1.7 5.3 0.0
Priority sector Crop 1.1 9.0 0.0
Priority sector Plantation 2.7 9.9 0.0
Priority sector Elec Board 1.7 6.1 11.6
Priority sector Other 2.3 6.5 0.0
Priority sector SSI 1.9 11.2 0.0
Priority sector Small transport 2.5 7.7 0.0
Priority sector Education 1.1 4.0 0.0
Retail Housing 1.4 15.3 0.0
Retail Flexiloans 3.7 9.8 0.0
Retail Share loans 1.1 8.4 0.0
Retail Staff loans 3.2 9.1 17.7
Retail Car loans 2.0 9.6 0.0
Retail Personal 3.1 13.7 32.8
Retail Credit card 3.6 18.4 3.0

Explanation

This table shows the performance of each product. The first set of columns show the outstanding balance (Rs cr) as of 11-Jun-%. The horizontal bar indicates the value visually.

The coloured cell adjacent shows the week-on-week growth, i.e. this week's average compared to last week's average. 0% 0% 1% while the sparkline shows the last 2 week's daily values.

Similarly, values for the Income % and NPA % are shown alongside. In this case, the week-on-week growth is computed by taking the difference orf last week's value and this week's value.

Portfolio of products

Commercial portfolio

-55 -22 47 42 -72 -82 37 -67 -81 78 23 -35 -66 45 59 4 5 82 -46 -53 -68 Cash credit Foreign loan WCDL Overdraft WCTL Infra loan Term loan

Retail portfolio

78 35 20 24 -6 66 2 -17 70 70 2 -3 -6 -34 -40 13 6 -34 -28 -43 52 Credit card Staff loans Share loans Flexiloans Housing Car loans Personal

Explanation

Every pair of products is shown the the matrix above. Each cell represents the correlation between a pair of products.

The colour of the cell represents the degree of correlation. -1 0 1 Positive correlations indicate that the sales of both products rise together -- i.e. they are complementary products. Negative correlations indicate that the sales of either product reduces the sales of the other -- i.e. they are substitutes.

Product sales

Commercial sales

01 S Rs 35.9 lakhs 02 M Jan 2012 Rs 51.3 lakhs 03 T Rs 44.9 lakhs 04 W Rs 46.1 lakhs 05 T Rs 46.5 lakhs 06 F Rs 47.7 lakhs 07 S Rs 21.2 lakhs 08 Rs 45.9 lakhs 09 Rs 57.7 lakhs 10 Rs 35.4 lakhs 11 Rs 30.3 lakhs 12 Rs 44.5 lakhs 13 Rs 45.4 lakhs 14 Rs 24.2 lakhs 15 Rs 45.0 lakhs 16 Rs 55.5 lakhs 17 Rs 30.6 lakhs 18 Rs 70.9 lakhs 19 Rs 36.4 lakhs 20 Rs 49.6 lakhs 21 Rs 0.0 lakhs 22 Rs 47.2 lakhs 23 Rs 25.3 lakhs 24 Rs 23.6 lakhs 25 Rs 37.5 lakhs 26 Rs 37.7 lakhs 27 Rs 46.2 lakhs 28 Rs 38.9 lakhs 29 Rs 44.0 lakhs 30 Rs 43.3 lakhs 31 Rs 37.2 lakhs 01 Rs 38.9 lakhs 02 Rs 19.8 lakhs 03 Rs 43.1 lakhs 04 Rs 63.9 lakhs 05 Rs 49.5 lakhs 06 Feb 2012 Rs 47.5 lakhs 07 Rs 32.4 lakhs 08 Rs 62.8 lakhs 09 Rs 50.8 lakhs 10 Rs 53.5 lakhs 11 Rs 29.2 lakhs 12 Rs 36.9 lakhs 13 Rs 26.2 lakhs 14 Rs 31.7 lakhs 15 Rs 30.9 lakhs 16 Rs 42.1 lakhs 17 Rs 54.3 lakhs 18 Rs 25.9 lakhs 19 Rs 33.5 lakhs 20 Rs 48.4 lakhs 21 Rs 41.2 lakhs 22 Rs 53.9 lakhs 23 Rs 35.2 lakhs 24 Rs 46.6 lakhs 25 Rs 45.9 lakhs 26 Rs 63.2 lakhs 27 Rs 32.5 lakhs 28 Rs 31.5 lakhs 29 Rs 45.6 lakhs 01 Rs 42.8 lakhs 02 Rs 35.5 lakhs 03 Rs 53.6 lakhs 04 Rs 32.8 lakhs 05 Mar 2012 Rs 42.7 lakhs 06 Rs 51.5 lakhs 07 Rs 40.3 lakhs 08 Rs 42.8 lakhs 09 Rs 57.1 lakhs 10 Rs 49.1 lakhs 11 Rs 57.7 lakhs 12 Rs 40.7 lakhs 13 Rs 48.7 lakhs 14 Rs 53.8 lakhs 15 Rs 54.2 lakhs 16 Rs 43.9 lakhs 17 Rs 27.0 lakhs 18 Rs 43.2 lakhs 19 Rs 54.2 lakhs 20 Rs 48.5 lakhs 21 Rs 28.7 lakhs 22 Rs 46.0 lakhs 23 Rs 40.6 lakhs 24 Rs 39.5 lakhs 25 Rs 26.0 lakhs 26 Rs 31.3 lakhs 27 Rs 50.5 lakhs 28 Rs 62.6 lakhs 29 Rs 49.8 lakhs 30 Rs 43.6 lakhs 31 Rs 24.0 lakhs 01 Rs 38.0 lakhs 02 Apr 2012 Rs 44.2 lakhs 03 Rs 33.1 lakhs 04 Rs 43.0 lakhs 05 Rs 38.2 lakhs 06 Rs 31.6 lakhs 07 Rs 41.5 lakhs 08 Rs 55.7 lakhs 09 Rs 40.9 lakhs 10 Rs 41.8 lakhs 11 Rs 53.0 lakhs 12 Rs 38.2 lakhs 13 Rs 27.9 lakhs 14 Rs 38.7 lakhs 15 Rs 57.7 lakhs 16 Rs 42.3 lakhs 17 Rs 51.4 lakhs 18 Rs 42.2 lakhs 19 Rs 53.7 lakhs 20 Rs 31.1 lakhs 21 Rs 50.2 lakhs 22 Rs 38.7 lakhs 23 Rs 51.2 lakhs 24