Performance by Product
| Product |
Balance ($ mn) |
Interest (%) |
Provision (%) |
| Consumer loan |
119.9 |
| 16.11 |
| 4.94 |
|
| Demand loan |
77.8 |
| 16.62 |
| 3.90 |
|
| Home equity |
76.2 |
| 14.54 |
| 6.27 |
|
| Overdrafts |
101.5 |
| 15.38 |
| 5.53 |
|
| Hire purchase |
73.9 |
| 16.81 |
| 6.35 |
|
| Credit cards |
39.3 |
| 14.07 |
| 6.25 |
|
| Mortgage |
93.0 |
| 14.32 |
| 5.95 |
|
| Personal loan |
131.1 |
| 16.79 |
| 6.00 |
|
| Student loans |
123.1 |
| 15.97 |
| 5.17 |
|
| Auto loans |
127.4 |
| 14.57 |
| 5.54 |
|
| Refinance |
88.5 |
| 18.22 |
| 5.35 |
|
| Student cards |
94.1 |
| 14.95 |
| 4.90 |
|
Performance by Branch
| Branch |
Balance ($ mn) |
Interest (%) |
Provision (%) |
| San Jose |
57.4 |
| 14.72 |
| 5.10 |
|
| Irvine |
63.8 |
| 17.00 |
| 6.38 |
|
| Riverside |
39.9 |
| 20.34 |
| 4.09 |
|
| Oakland |
60.0 |
| 17.35 |
| 5.31 |
|
| Los Angeles |
70.0 |
| 13.93 |
| 5.82 |
|
| San Francisco |
43.4 |
| 16.33 |
| 5.99 |
|
| Santa Ana |
64.9 |
| 14.68 |
| 5.10 |
|
| Oxnard |
46.8 |
| 13.56 |
| 6.04 |
|
| Anaheim |
43.1 |
| 16.12 |
| 6.66 |
|
| Chula Vista |
144.1 |
| 16.49 |
| 5.73 |
|
| Stockton |
27.4 |
| 16.59 |
| 5.47 |
|
| San Bernardino |
59.9 |
| 14.98 |
| 5.64 |
|
| Long Beach |
54.8 |
| 16.51 |
| 5.33 |
|
| Fresno |
48.0 |
| 16.14 |
| 6.74 |
|
| Fontana |
60.1 |
| 15.26 |
| 4.07 |
|
| Sacramento |
49.6 |
| 12.62 |
| 5.29 |
|
| Modesto |
93.3 |
| 14.03 |
| 5.11 |
|
| Bakersfield |
74.7 |
| 17.02 |
| 5.36 |
|
| San Diego |
44.8 |
| 17.58 |
| 4.56 |
|